Personal Checking

Preferred Checking

Benefits:

  • FREE checking, $10 minimum balance to open account, no service charges
  • Unlimited check writing
  • Check Images included with bank statement
  • ATM and/or SHAZAMChek card available

*Fees disclosed may be subject to Iowa Sales Tax

 

NOW Checking

Requirements:

  • Minimum balance to open the account is $10

 Benefits:

  • FREE if you maintain an average daily balance for the cycle of $1000.00 (A $5.00* minimum fee will be applied monthly if you fall below the required average daily balance.)
  • Interest-bearing
  • Interest rates may change at any time
  • Unlimited check writing
  • Check Images included with bank statement
  • ATM and /or SHAZAMChek card available

*Fees disclosed may be subject to Iowa Sales Tax

 

Super NOW Checking

Requirements:

  • Minimum balance to open the account is $10

 Benefits:

  •  FREE if you maintain an average daily balance for the cycle of $2500.00 ( A $5.00* minimum fee will be applied monthly if you fall below the required average daily balance.)
  • Tiered Interest-bearing account
  • Interest rates may change at any time
  • Unlimited check writing
  • Check Images included with bank statement
  • ATM and/or SHAZAMChek card available

*Fees disclosed may be subject to Iowa Sales Tax

 

Money Market Checking

Requirements:

  • Minimum balance to open the account is $10.00
  • Transfers from this account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to 6 per monthly statement cycle.

Benefits:

  • FREE if you maintain an average daily balance for the cycle of $2500.00 ( A $5.00* minimum fee will be applied monthly if you fall below the required average daily balance.)
  • Tiered interest-bearing account
  • Interest rates can change at any time
  • Check images included with bank statement
  • ATM and/or SHAZAMChek card available

*Fees disclosed may be subject to Iowa Sales Tax

 

Advantage Checking

Requirements:

  • Minimum balance to open the account is $10
  • Accidental death and dismemberment insurance must be purchased to open this account
  • Monthly fee will be charged to this account depending on the amount of insurance coverage obtained
$10,000.00 $6.00 Single
$20,000.00 $7.00 Joint
$30,000.00 $8.00

Benefits:

  • Unlimited check writing
  • FREE personalized wallet checks
  • FREE Money Orders, Cashier’s Checks
  • Check Images included with bank statement
  • ATM and/or SHAZAMChek Card available

*Fees disclosed may be subject to Iowa Sales Tax

 

Preferred Plus Club Checking

Requirements:

  • Minimum balance to open the account is $10.00
  • Customers must be 50 years of age or older

Benefits:

  • Unlimited check writing
  • Tiered interest-bearing account
  • Interest rates may change at any time
  • FREE if you maintain an average daily balance for the cycle of $500.00 ( a $5.00* minimum fee will be applied monthly if you fall below the required average daily balance.)
  • FREE personalized wallet checks

 

  • FREE Money Orders, Cashier’s Checks
  • FREE $10,000.00 Accidental death and dismemberment insurance, single account
  • FREE $20,000.00 Accidental death and dismemberment insurance, joint account
  • ATM and/or SHAZMChek card available
  • Check Images included with bank statement

*Fees disclosed may be subject to Iowa Sales Tax