Preferred Checking (CONSUMER) (NON-CONSUMER) Benefits FREE checking, no minimum balances required, no service charges Unlimited check writing Check Images included with bank statement ATM and/or SHAZAMChek card available *Fees disclosed may be subject to Iowa Sales Tax Back to top NOW Checking (CONSUMER) (NON-CONSUMERS THAT MEET REQUIREMENTS) Requirements Minimum balance to open the account is $1,000.0 Benefits FREE if you maintain an average daily balance for the cycle of $1000.00 (A $5.00* minimum fee will be applied monthly if you fall below the required average daily balance.) Interest-bearing Interest rates may change at any time Unlimited check writing Check Images included with bank statement ATM and /or SHAZAMChek card available *Fees disclosed may be subject to Iowa Sales Tax Back to top Super NOW Checking (CONSUMER) (NON-CONSUMERS THAT MEET REQUIREMENTS) Requirements Minimum balance to open the account is $2,500.00 Benefits FREE if you maintain an average daily balance for the cycle of $2500.00 ( A $5.00* minimum fee will be applied monthly if you fall below the required average daily balance.) Tiered Interest-bearing account Interest rates may change at any time Unlimited check writing Check Images included with bank statement ATM and/or SHAZAMChek card available *Fees disclosed may be subject to Iowa Sales Tax Back to top Money Market Checking (CONSUMER) (NON-CONSUMER) Requirements Minimum balance to open the account is $2,500.00 Transfers from this account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to 6 per monthly statement cycle. Benefits FREE if you maintain an average daily balance for the cycle of $2500.00 ( A $5.00* minimum fee will be applied monthly if you fall below the required average daily balance.) Tiered interest-bearing account Interest rates can change at any time Check images included with bank statement ATM and/or SHAZAMChek card available *Fees disclosed may be subject to Iowa Sales Tax Back to top  Advantage Checking (CONSUMER) Requirements Accidental death and dismemberment insurance must be purchased to open this account Monthly fee will be charged to this account depending on the amount of insurance coverage obtained $10,000.00 $6.00 (Single) $20,000.00 $7.00 (Joint) $30,000.00 $8.00   Benefits No minimum balance required Unlimited check writing FREE personalized wallet checks FREE Money Orders, Cashier's Checks and Traveler's Checks Check Images included with bank statement ATM and/or SHAZAMChek Card available *Fees disclosed may be subject to Iowa Sales Tax Back to top Preferred Plus Club Checking (CONSUMER) Requirements Minimum balance to open the account is $500.00 Customers must be 50 years of age or older Benefits Unlimited check writing Tiered interest-bearing account Interest rates may change at any time FREE if you maintain an average daily balance for the cycle of $500.00 ( a $5.00* minimum fee will be applied monthly if you fall below the required average daily balance.) FREE personalized wallet checks FREE gift cards FREE Money Orders, Cashier's Checks and Traveler's Checks FREE $10,000.00 Accidental death and dismemberment insurance, single account FREE $20,000.00 Accidental death and dismemberment insurance, joint account ATM and/or SHAZMChek card available Check Images included with bank statement *Fees disclosed may be subject to Iowa Sales Tax Back to top Regular Savings Requirements Minimum balance to open account is $10.00 Transfers from this account to another account or third parties by preauthorized, automatic or telephone transfer are limited to 6 per monthly statement cycle. Benefits Interest-bearing account Interest rates may change at any time *Fees disclosed may be subject to Iowa Sales Tax Back to top Rainy Day Savers Savings Requirements Customers must be 12 years or younger Minimum balance to open account is $10.00 Benefits Entitled to various club events and promotions Interest bearing account Interest rates may change at any time *Fees disclosed may be subject to Iowa Sales Tax Back to top Christmas Club Savings Requirements Minimum balance to open the account is $10.00 Benefits Club Check will be issued in October of each year Interest-bearing Interest rate can change at any time *Fees disclosed may be subject to Iowa Sales Tax Back to top BSB DEBIT CARD Our Debit cards give you 24 hour access to your checking and savings account. You can make withdrawals, deposits, transfer funds and get account balances. Requirements Must have a checking account with Bellevue State Bank. Benefits No transaction fees Can be used like a check at merchants, which accept Point of Sales. Can be used as an ATM card also. (Please check our ATM card for more details.)  Back to top BSB ATM CARD Our ATM cards give you 24 hour access to your checking and savings account. You can make withdrawals, deposits, transfer funds and get account balances. Requirements Must have a checking or savings account with Bellevue State Bank. Benefits No transaction fees ADDITIONAL FEES FOR REPLACEMENT CARDS MAY APPLY  Back to top Individual Retirement Accounts An IRA is a simple retirement plan allowing you to defer taxes on your investment earnings until withdrawal of the funds. You may also be eligible to deduct all or a portion of the amount you contribute annually to your IRA. Please consult your tax  advisor. Contact our customer service department to learn more about the different types of IRA's offered. See our current rate sheet. Back to top Certificates of Deposit Our certificate of deposit accounts provide you with a safe and secure investment that guarantees an attractive rate of return over a specified period of time. We offer terms from 30 days to five years. See our current rate sheet. Back to top